National spending for long

The number of the Americans who need long-term care is nearly 10 million. Long-term care refers to the aids given to those people incapacitated by poor health, disability, or old-age among other provisions. Such people demand special assistance for them to perform basic and routine activities in their daily lives.Advertising We will write a custom essay sample on National spending for long-term care specifically for you for only $16.05 $11/page Learn More These incorporate bathing, movements, preparation of meals, and medical therapies among others. It is evident that most of such people attain free assistance from friends, families, and other dedicated relatives. Nonetheless, the government (both state and federal) has established various programs meant to provide the alleged long-term care. There is a considerable spending for specialized long-term care services. These incorporate nursing services, domestic care, and supported living services. It is cr ucial to consider such factors in the context of healthcare provisions. Long-term care is expensive for individuals with extensive needs. As at 2006, the annual cost for a private room in a nursing home neared US$70,900. Concurrently, the pay per hour for a home health averaged US$25. This indicates how such services have become expensive in the American context. These figures translate to $36,500 and $33,300 base rates annually for a four hour home care and private room services respectively. Precisely, the country spent US$194 on long-term care with the nursing home care registering a considerable portion. Medicaid is one of the prominent financiers of the long-term care. As at 2004, it accounted for nearly 49% of the total funding. Medicaid cares for poor individuals who meet up the eligibility standards. Each state is obligated to govern its own Medicaid programs; however, funding emanates from both the federal and state governments. Each state expects Medicaid to provide nursin g home care as well as home health care for the eligible individuals. These incorporate medical provisions and therapy services. Nevertheless, any state might include personal care in its Medicaid programs. Additionally, all states presently provide home and community-based services in a program that promotes services to a specific and limited number of residents. DRA (an act) allows states to finance home as well as community-based services. Concurrently, the Medicaid spending on non-institutional care is growing tremendously. Conversely, Medicare program is intentioned to provide health indemnity/cover to individuals aged 65 and above as well as people with disabilities in this context.Advertising Looking for essay on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More In 2004, Medicare funded 19% of national long-term care expenses. Medicare is not designated to fund long-term care services; nonetheless, it grants minimal pay to the mentioned services. In a skilled nursing facility, Medicare pays fully for the initial 20 days and partially in the subsequent 80 days. Additionally, it also funds home health care for homebound individuals demanding amateur professional nursing and therapy services. Nearly 19% ($37 billion) of the total cost of the long-term care expenditures was funded by ‘Out-of-Pocket Spending’ in 2004. Families of individuals with long-term care needs assume crucial roles in this context. This is true since most of these needy individuals (nearly 83% in 2000) attained their aids in community-based settings where family members contributed significantly. Private insurance institutions equally funded 7% (US$9 billion) of the total cost. Private insurance sector also finances minimal amount of nursing and home care services. In 2002, insurers paid around US$1.4 billion on claims. Other sources (private/public) registered nearly 6% of the total in 2004. On policy issues, it is crucial to agree that numerous individuals needing long-term care have no insurance indemnities due to poverty. Nonetheless, Medicaid and other organs spend considerably on institutional care compared to home/community-based cares. This essay on National spending for long-term care was written and submitted by user Emmitt B. to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.

The Influences That Parents Have On Their Children essays

The Influences That Parents Have On Their Children essays The Influences That Parents Have On Their Children Influence is a word that can explain many things in todays world. Influence explains why people do the things they do. A childs influence on how he/she perceives life will stay with them for the rest of his/her life. But a more important question to ask is where does that influence come. Does it come from the parents of that child or does it come from that childs peer group. Although children are influenced from the outside world, ultimately a child learns right from wrong, good from bad, love and caring from their parents. I hope to prove to you, the reader, that influence, does in fact, come from the parents more than what people think. First, we must talk about the influence that comes genetically. The parents DNA already have influenced a child from birth. The child can be shy, outgoing, perceptive, or absent-minded, but those characteristics will be shown later in the childs lifetime. If you look at a family, you can tell what types of characteristics the children have. Then you can ask the parents who in their family have those same traits. I am sure that the parents can think of someone in their family, if not them self, to answer that question. What about the influence a child receives after birth, if any, from their parents. Right after birth takes place, the mother typically shows the child love by holding the baby, kissing it, singing it to bed, etc. Showing a child love from the day the child is born and continuously throughout childhood, will have a better positive effect on the child later in their own life. Judith Rich Harris, in her book The Nurture Assumption: Why Children Turn Out the Way They Do; Parents Matter Less The You Think and Peers Matter More believes that the love a parent gives has no effect on the child later in life. So far, to this day, studies show that if a parent show love and support towards ...